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Online Payday Loan

Customers Frequently Asked Questions

1) My credit score is too low to get a bank loan, can I get a loan payday loan?
Certainly, as long as you meet the requirements. Getting a payday loan is not as complicated as other types of loans, so if you are looking for a short-term solution to your temporary cash shortage, a payday loan is the way to go. No credit checks are required to be approved for a payday loan.

2) Can I apply for a payday loan in person or over the phone?
Our speciality is helping customers who are looking for an online payday loan; phone applications are not accepted due to privacy laws. Applying online is not only safe, but also it is the fastest, paperless way to apply for a payday loan. When you apply online, your application goes directly to a loan officer who will contact you to let you know the status of your payday loan.

3) What happens to me if I cannot pay off the entire loan amount when my loan is due for repayment? There is no need to panic! If you are not able to make the full payment, you will need to contact your loan officer and let him or her know of the situation. You will be asked to make a small interest payment to keep your loan current.

4) What purposes can I use my payday loan for? It is totally up to you how you spend your money. There are no stipulations on the loan purpose. Many people use the loan to pay for unexpected expenses, such as doctor's office visits, medication needed, and minor repairs to vehicles and/or homes that cannot wait (broken pipes, need new tires, etc.)

5) When can I apply for a payday loan? Unlike most payday loan stores that are only open during normal business hours, you can apply online here for a payday loan 24 hours a day, 7 days a week. There are no closing times, so you can apply anytime you wish all year long.

6) Do I have to work full-time to get a payday loan? No, we do not care if you work full time or part time. It really doesn't matter what your working status is as long as you are able to meet the income requirements.

7) I am in high school and work about 20 hours a week, can I get approved for a payday loan? Not unless you are over the age of 18. Payday loans are not approved for minors.

8) Do you charge a fee for applying online for a payday loan?
No, our services to you are completely free and you are under no obligation to accept payday loan offers you may receive.

9) Do I need a fax machine in order to send you proof of work, identitly, etc?
No you do not need to access a fax machine. We try to keep is simple so that everyone has the opportunity to apply for a payday loan. Most documentation can be verified by phone.

10) Will I need collateral or a co-signer? No collateral is necessary, and ou will also not be required to have a co-signer.

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