1) My credit score is
too low to get a bank loan, can I get a loan payday loan?
Certainly, as long as you meet the requirements. Getting a payday
loan is not as complicated as other types of loans, so if you are
looking for a short-term solution to your temporary cash shortage,
a payday loan is the way to go. No credit checks are required to
be approved for a payday loan.
2) Can I apply for a payday loan in person or over the phone?
Our speciality is helping customers who are looking for an online
payday loan; phone applications are not accepted due to privacy
laws. Applying online is not only safe, but also it is the fastest,
paperless way to apply for a payday loan. When you apply
online, your application goes directly to a loan officer who will
contact you to let you know the status of your payday loan.
3) What happens to me if I cannot pay off the entire loan
amount when my loan is due for repayment? There is no need
to panic! If you are not able to make the full payment, you will
need to contact your loan officer and let him or her know of the
situation. You will be asked to make a small interest payment to
keep your loan current.
4) What purposes can I use my payday loan for?
It is totally up to you how you spend your money. There are no stipulations
on the loan purpose. Many people use the loan to pay for unexpected
expenses, such as doctor's office visits, medication needed, and
minor repairs to vehicles and/or homes that cannot wait (broken
pipes, need new tires, etc.)
5) When can I apply for a payday loan? Unlike most
payday loan stores that are only open during normal business hours,
you can apply online here for
a payday loan 24 hours a day, 7 days a week. There are no closing
times, so you can apply anytime you wish all year long.
6) Do I have to work full-time to get a payday loan?
No, we do not care if you work full time or part time. It really
doesn't matter what your working status is as long as you are able
to meet the income requirements.
7) I am in high school and work about 20 hours a week, can
I get approved for a payday loan? Not unless you are over
the age of 18. Payday loans are not approved for minors.
8) Do you charge a fee for applying online for a payday loan?
No, our services to you are completely free and you are under no
obligation to accept payday loan offers you may receive.
9) Do I need a fax machine in order to send you proof of work, identitly,
etc? No you do not need to access a fax machine. We try
to keep is simple so that everyone has the opportunity to apply
for a payday loan. Most documentation can be verified by phone.
10) Will I need collateral or a co-signer? No collateral
is necessary, and ou will also not be required to have a co-signer.